Loans, Personal Lines Of Credit and Bank Cards

From buying very first house to refinancing a mortgage that is existing or using our Car Buying Service to getting a charge card with competitive prices Find Out More and zero fees, we’ve got the loans and credit lines you will need.

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Home Loans

Select a loan provider you can rely on. At DOCFCU, our experienced mortgage brokers will undoubtedly be with you each step associated with method, assisting you to pick the mortgage choice that fits your requirements and spending plan.

• Fixed and rate that is adjustable available
• Loan amounts from $75,000 – to $1,500,000
• Readily available for main residences or homes that are secondno investment properties)
• Loans as much as 97% loan-to-value*
• First and mortgage that is second loans as much as 90per cent loan-to-value
• Handle your loan on line, including payments that are making
• Designed for houses in most 50 states

• Get a personalized, no responsibility price quote
• Get pre-qualified for the next home loan
• Explore the resource open to help you produce choices that are smart

Convenient Online Mortgage Access

You can view your home loan declaration, review your re re payment history, always check your escrow balances, and even make a primary online repayment from your bank account.

Have Mortgage Concerns?

For concerns regarding our application procedure, getting pre-approved or even ask general questions regarding obtaining a DOCFCU mortgage, please contact our specialists directly:

• Mike B. (202) 808-3628
• Celia M. (804) 368-6036
• Ron V. (804) 588-4787
• or e-mail us at info@docfcu.org

For concerns with regards to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org

For concerns with regards to your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790

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Residence Equity Loan and credit line – Zero Closing expenses*

A property equity credit line from DOCFCU may be a smart option to fund many different requirements, including a house renovation or repairs, training costs, the journey of a very long time, as well as in order to combine financial obligation. Our lenders that are experienced prepared to assistance with tailored credit line only for you.

A house equity loan, or trust that is“second, is another choice that substitutes a set price for the adjustable price of a house equity personal credit line.

*No closing costs for a preliminary advance of $10,000 or higher. Borrow as much as 90% of one’s home’s value (minus your very first home loan balance) as much as $250,000 must certanly be qualified for DOCFCU account. Other restrictions may use, call us for details. NMLS #810389

Residence Equity Personal Credit Line

• A decreased interest that is variable of Prime+0*
• No closing expenses on a short advance of $10,000 or maybe more
• Tax-deductible interest re re re payments (speak to your income tax advisor for details)
• The capacity to borrow as much as 90per cent of one’s home’s value (minus your very first mortgage stability) up to $250,000

Residence Equity Loan (2nd Trust)

• The lowest fixed price
• Tax-deductible interest payments (consult with your taxation consultant for details)
• The capacity to borrow as much as 90per cent of one’s home’s value (minus your very first home loan stability) as much as $100,000

Prices

Have actually questions? We’re right right here to aid. Today please call 202.808.3600 to speak with one of our loan specialists.

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Automobile Financing

A car loan from DOCFCU will allow you to drive a bargain that is hard. Whether you’re buying a unique or utilized vehicle, or refinance your existing automobile loan to save cash, our low prices and value-added solutions makes a difference that is big.

• As much as 105per cent on used and new financing
• Fast approvals ( Within twenty four hours or less)
• Price matching open to members that are qualified
• Union benefits discounts (can’t be along with match price)
• Free Autocheck for utilized cars with application for the loan

DOCFCU Car Buying Service, Running On TrueCar â„¢

We’re going to additionally offer provide a part .25% from the price when they utilize real vehicle and supply us using the certification of purchase.

Automobile Loan Calculators

Use our calculators that will help you calculate your payments that are monthly.

Extra Solutions

There’s more to an intelligent deal compared to a good cost. That’s why a variety is offered by us of extra programs and tools that will help you both purchase sensibly and protect your investment.

Additional Solutions

GAP Insurance to safeguard Your Loan

Assured resource Protection (GAP) insurance coverage assists relieve your monetary burden if you are paying the possibly high-cost distinction between your insurance settlement along with your loan stability on things straight associated with the purchase of one’s car.

A loan officer at 202.808.3600 for more information, be sure to contact .

Features

• 90-day free look – you may possibly cancel your security within ninety days of the enrollment date and get the full reimbursement with no termination charge.
• Skipped payments – security includes skip-a-payment or delinquent-payment features when it comes to life for the agreement that is financial.
• Available on loans – safeguards brand new and used vehicles.
• Main automobile insurance that is deductible as much as $1,000 of the automobile insurance deductible.*

Extensive Car Provider

Safeguard your self from unforeseen, high-cost repairs, and of course, boost the resale value, if you opt to sell your car or truck.

Most car that is major happen following the factory guarantee duration concludes. Without a car Service Agreement (VSA) — you may possibly ramp up spending money on unforeseen and costly repairs. As being outcome, extended protection for automobile repairs is becoming absolutely essential. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer an even more affordable way of protection for your brand brand new or qualified vehicle that is pre-owned.

Consult with your loan officer regarding the choices and find out how you might cut back to 50per cent off dealer rates. You might qualify for coverage even though you don’t actually have a car loan with Department of Commerce Federal Credit Union.